Helping plan for your retirement can be a daunting process. With all the options, plans, and details out there, how can you determine what’s right for you and your family? Let us help! Our financial planners have years of experience helping individuals just like you navigate the intricacies of retirement planning.
From 401(k)s, Simple IRAs and Roth IRAs and more, we can help find the financial solution that works for you. Our process is to help you determine the lifestyle level you expect in retirement, based on income and other factors. We can then help guide you through all the details of different plans, options, and choices to help select the plan that works for you.
It’s never to early or late to plan for your eventual retirement; from new professionals right out of school to individuals looking to make the change in a few years, we can help identify the right options for you. Higher risk investments with potentially larger returns may be a solid choice for individuals that don’t need the stability of predictable numbers within a closer timeframe; while the low-risk choice of bonds and annuities may serve people closer to being ready to withdraw funds.
When the time comes to start using the assets you’ve set aside, you don’t want to be shocked by what you find. Planning ahead for the future can help you better manage the funds you’ll need to enjoy the newfound freedom of retirement.
Perhaps an option like an annuity would benefit you, with the return of an expected income while retired. Or, you need to lower your tax burden by investing in a 401(k) now. Or, you’re new to the workforce and a Roth IRA could work best for you. While these plans have significant benefits, they also carry very specific limitations. These are many of the questions we can help answer for you and your family! We can look at your assets as a whole and help create a plan that makes financial sense now and well into the future.
“How is my plan doing?” is a question your financial advisor should be ready to answer, quickly. At Lighthouse Services, we pride ourselves on our hands-on approach and customer service. We’re as near as a local phone call away to answer any questions you may have, and ensure that your assets are performing as expected.
You’ve worked hard to put money back; let us help see you through your golden years and beyond.