Here at Lighthouse Services, we are proud to offer competitive rates for all personal insurance offerings. Our term life insurance coverage comes in many shapes and sizes, with additional value options for early withdrawal under certain criteria. We can help you choose the right plan for you and your family, tailored to any unique needs.
Why do you need life insurance? While all of us expect to pass away many, many years from now, that is not always the case. Life insurance serves to protect your dependents, spouse, and other family members by insulating them against the loss of you and/or your income and earning potential.
When most people think of life insurance, it’s commonly just thought of as a long-term plan to keep your family secure in the event you may pass away. There are many different types of life insurance plans, and a multitude of terms connected with them. The most common is simply a payout in the event of the insured’s death. Some plans require an additional monthly premium, but return all funds paid at the conclusion of the term. While others provide payouts in the case of certain debilitations or life events, to help ease the financial burden of them.
Additional coverages like those that are affected by critical illnesses can be added for an additional cost, and pay out the chosen amount if the insured is diagnosed with a specific illness. Because of the multitudes of different options to choose from, you need a company on your side to make sure that your spouse and dependents are adequately cared for in case the worst happens. That’s where we come in! We pride ourselves on providing excellent service to all of our customers. Because we are financial advisors, we can look at all of your assets, income, and individual circumstances, and help develop a plan that works for your family. Call us today to see how we can make a difference!
Guarantees are based upon the claims paying ability of the issuing insurance company.