As investors ring in the new year, some may see the occasional headline about the “January Indicator” or “January Barometer.” This theory suggests that the price movement of the S&P 500 during the month of January may signal whether that index will rise or fall during the remainder of the year. In other words, if the return of the S&P 500 in January is negative, this would supposedly...Read More
Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. Cryptocurrencies such as bitcoin emerged only in the past decade. Unlike traditional money, no paper notes or metal coins are involved. No central bank issues the currency, and no regulator or nation state...Read More
What is Group Supplemental Health Insurance?
When it comes to a majority of Americans, the only health insurance benefits they have are the plans offered through their employer. For some of those employees that’s enough, but what about the rest? If you have a family, dependents or pre-existing conditions, your insurance benefits may not cover it all and that’s where GAP Insurance comes in. GAP...Read More
You made a great choice when you enrolled in your company’s 401k plan but now you’re responsible for your own retirement account. The team at Lighthouse Services knows that it’s not always easy to save money and you definitely don’t want to waste invested money when you leave a job.
With help from our unique investment planning services and knowledge of IRA’s and ROTH IRA rollovers, we...Read More
When news breaks and markets move, content-starved media often invite talking heads to muse on the repercussions. Knowing the difference between this speculative opinion and actual facts can help investors stay disciplined during purported “crises.”
At the end of June this year, UK citizens voted in a referendum for the nation to withdraw from the European Union. The result, which defied the...Read More
WE SHOULD EXPECT VOLATILITY
Do returns during January provide information about returns during the remainder of the year?
As we would expect over any period, prices in January 2016 changed from day-to-day as aggregate expectations changed and investors processed new information. During the month, the S&P 500 Index had a return of −4.96%, the ninth lowest return for the index since 1926....Read More