2018 Market Review
After logging strong returns in 2017, global equity markets delivered negative returns in US dollar terms in 2018. Common news stories in 2018 included reports on global economic growth, corporate earnings, record low unemployment in the US, the implementation of Brexit, US trade wars with China and other countries, and a flattening US Treasury yield curve. Global equity...Read More
In 2017, we were again reminded of the importance of following an investment approach based on discipline and diversification vs. prediction and timing. As we gear up for the new year, we can look at several examples during 2017 that provide perspective on what guidance investors may
want to follow, or not follow, in order to achieve the long-term return the capital markets offer.
As investors ring in the new year, some may see the occasional headline about the “January Indicator” or “January Barometer.” This theory suggests that the price movement of the S&P 500 during the month of January may signal whether that index will rise or fall during the remainder of the year. In other words, if the return of the S&P 500 in January is negative, this would supposedly...Read More
Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. Cryptocurrencies such as bitcoin emerged only in the past decade. Unlike traditional money, no paper notes or metal coins are involved. No central bank issues the currency, and no regulator or nation state...Read More
What is Group Supplemental Health Insurance?
When it comes to a majority of Americans, the only health insurance benefits they have are the plans offered through their employer. For some of those employees that’s enough, but what about the rest? If you have a family, dependents or pre-existing conditions, your insurance benefits may not cover it all and that’s where GAP Insurance comes in. GAP...Read More
You made a great choice when you enrolled in your company’s 401k plan but now you’re responsible for your own retirement account. The team at Lighthouse Services knows that it’s not always easy to save money and you definitely don’t want to waste invested money when you leave a job.
With help from our unique investment planning services and knowledge of IRA’s and ROTH IRA rollovers, we...Read More